Bkash Personal Retail Account (PRA) is a type of business account that allows micro and small businesses operating in the retail and f-commerce segments to collect Bkash payments from customers against goods and services. To expand your business, Bkash brings you a “Personal Retail Account”. Open your account today with the necessary information to enjoy various benefits in your business transactions.
What is bKash Personal Retail Account?
Opening a Bkash Personal Retail Account is a simple but important step to access the numerous benefits of this service. Opening a BKSH Personal Retail Account is essential for anyone who wants to access BKSH’s wide range of financial services. To open Bkash PRA, you need a valid NID card, mobile number and mobile SIM card ownership proof. You can open an account online or through the Bkash app.
Once your account is opened, you can start accepting payments from customers by providing them with your Vikas PRA number. Customers can pay you by dialing *247# on their mobile phones and selecting the “Payment” option. You can also use your Bkash PRA to withdraw cash, send money to other Bkash users and pay bills. Bkash PRA is a great way for micro and small businesses to start accepting digital payments and grow their business.
Benefits of opening a Bkash Personal Retail Account
- Easy to open and manage
- Secure and reliable
- Cost-effective
- Convenient for customers
- Helps to increase sales and grow your business
Requirements for opening a bKash PRA
- A National Identity Card (NID)
- A valid mobile number (not registered with any other bKash account)
- Proof of ownership of the mobile SIM card (a copy of the mobile bill)
- NID card of nominee (required if applicable)
How To Open bKash Personal Retail Account?
Once you have all the required documents, you can follow these steps to open a bKash PRA:
- Go to the bKash website or app and click on the “Open Account” button.
- Select the “Personal Retail Account” option.
- Enter your personal information, such as your name, date of birth, and mobile number.
- Create a password for your account.
- Upload a photo of your NID card and proof of ownership of the mobile SIM card.
- Review and accept the terms and conditions.
- Click on the “Submit” button.
- You will receive a confirmation message from bKash once your account is open.
Once your Bkash PRA is up and running, you can start accepting payments from customers as follows:
- Provide your customers with your bKash PRA number.
- Ask the customer to dial *247# on their mobile phone and select the “Payment” option.
- Enter your bKash PRA number and the amount to be paid.
- Enter the customer bKash PIN and confirm the payment.
- The customer will receive a confirmation message from bKash once the payment is successful.
Bkash PRA is a great way for micro and small businesses to start accepting digital payments and grow their business.
How to Use bKash Personal Retail Account?
To use your bKash Personal Retail Account (PRA), you can:
Receive payments from customers:
- Give your Bkash PRA number to your customers.
- Ask the customer to dial *247# on their mobile phone and select the “Payment” option.
- Enter your Bkash PRA number and payment amount.
- Enter the customer Bkash PIN and confirm the payment.
- Customer will get a confirmation message from Bkash if the payment is successful.
Withdraw cash from bKash agent points:
- Visit any Bkash agent point and provide them with your Bkash PRA number and the amount you wish to withdraw.
- The agent will verify your account information and give you the cash.
Send money to other bKash users:
- Dial *247# on your mobile phone and select “Send Money” option.
- Enter recipient’s Bkash account number and the amount you want to send.
- Enter your Bkash PIN and confirm the transaction.
- The recipient will receive the money instantly.
Pay bills:
- Dial *247# on your mobile phone and select “Bill Pay” option.
- Select the biller you want to pay and enter your account number.
- Enter the amount you want to pay and confirm the transaction.
Transaction limit for bKash Personal Retail Account or PRA
The Personal Retail Account or PRA transaction limits are as follows:
| Transaction Category | Transaction Details | Minimum Amount Per Transaction (BDT) | Daily Transaction Number | Monthly Transaction Number | Per Transaction Limit (BDT) | Daily Transaction Limit (BDT) | Monthly Transaction Limit (BDT) | |
| Receive payment from Customers | Customer to Personal (Retail/Personal gateway) | Any amount | No limit | No limit | 10,000 | 30,000 | 3,00,000 | |
| Making Payment | Personal Retail to Personal Retail | 1 | 10 | 100 | 5,000 | 25,000 | 1,00,000 | |
| Merchant to Personal Retail | ||||||||
| Receive payment from Merchants | Personal Retail to Personal Retail | Any amount | 25,000 | 25,000 | 1,00,000 | |||
| Merchant to Personal Retail | ||||||||
| Send Money | Personal Retail to Customer | 1 | 5 | 30 | 10,000 | 10,000 | 1,00,000 | |
| Cash Out | Agent Cash Out (for Personal Retail Account Holder) | 1 | 5 | 30 | 20,000 | 20,000 | 3,00,000 | |
| ATM Cash Out (for Personal Retail Account Holder) | Q Cash: 2,000 | |||||||
| Brac Bank: 2,500 |
Tips for using your bKash Personal Retail Account
- Keep your password and PIN confidential.
- Do not share your account information with anyone else.
- Be careful when paying online merchants.
- Always review transaction details before confirming a payment
- Contact Bkash Customer Support immediately if there are any issues with your account.
Last Words
So, Here in this article we discussed all about How To Open bKash Personal Retail Account. So, this article very helpful for you who want to create bKash Personal Retail Account. If you face any problem then contact bKash support. At last thanks for everything.